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Family 411: Working After Retirement

Updated: Monday, October 28 2013, 10:04 PM EDT

Do you plan to keep working after you retire? Turns out, more women are doing that than ever before. But is it by choice or are they forced to work longer to pay the bills?   

Marilynn Ritter isn't exactly starting out in life. But her coffee catering business is in its infancy.

"Back in 1970, you took an ad and people clipped a coupon," said Ritter. 

At 61, Marilynn is still learning.  But after almost 50 years in the beauty and flight industries, there's one thing she knows.

"People are still fun to be around.  They're still interesting, they still surprise me.  It's just very rewarding," said Ritter of Coffee Valet.

Marcia Venus owns an executive coaching business.

"Most of my work is engaging, exciting, entertaining," said Venus.

At 71, she loves working with emerging leaders.

"It's really fun to watch them grow," said Venus.

Marcia and Marilynn are part of a growing trend. Women working longer by choice.

Career experts say Americans are changing the way they look at retirement. About two thirds say they plan to include work, and for an increasing number of women, it's not because of a need for money.

"We are good at looking at options and creating a life that blends with everything else we do," said career expert Julie Bauke.

Bauke says women are born collaborators, so the idea of sitting on a porch may not be appealing to someone who likes to stay connected.

"Being around the people you want is really important.  It's what keeps us young and alive," said Bauke.

"The goal of being successful is very important to me," said Ritter.

"I have the flexibility to have all the fun of working with people, and then I can take off two weeks anytime I want," said Venus.

And both women say as long as it's enjoyable, why quit?

"I don't think I'm a good relaxer. I need to be busy," said Ritter.

A Study by the Pew Research Center says by a two to one margin, those who expect to mix retirement with work will do it because they want to. Career experts say if you start planning by around age 50, you'll have plenty of time to develop that next phase of life.


Family 411: Working After Retirement

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