ABC 13 - Web Poll

• WEB POLL

• PREVIOUS QUESTIONS

Do you think mortgage companies should be allowed to notify credit bureaus when a homeowner applies for the loan modification program, in turn reducing their credit score?

Homeowners who are making their payments on time but are on the verge of default are finding a hidden whammy in the government's loan modification program. Once they apply, the mortgage company notifies the three big credit bureaus, which may reduce their credit scores up to 100 points. That makes it harder to get a loan, and may also make it tougher to get a job. Eileen Anderson of a housing counseling group on Long Island, New York, asks "Why should people's credit be hurt even worse when they're trying to do the right thing?" But the credit rating industry defends the practice. A spokesman for a trade group says people who sign up for loan modifications wouldn't be asking for help unless they were having severe money troubles.

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• WESTERN NC WEATHER

91 °

Saturday: Sunny with high clouds. High: 68-Asheville, 75-Upstate.

Saturday Night: Variably cloudy. Low: 42-Asheville, 48-Upstate.

Sunday: Mostly cloudy. Scattered P.M. showers. High: 59-Asheville, 63-Upstate.

Chief Meteorologist Jason Boyer

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